Tier 1
Credit Range: 750+
Stellar Credit
You’re at the top! Stellar credit gives you access to the best rates, terms, and funding options.
Loans up to $100,000, deferred interest options, and flexible payments.
Loans up to $100,000, no fees, and same-day funding.
Flexible loans up to $100,000 with extra perks like financial coaching.
Flexible loans up to $50,000 with competitive rates and no origination fees.
Tier 2
Credit Range: 700–749
Solid Credit
Great credit with competitive rates and terms, perfect for a variety of financing needs.
Loans up to $50,000 with fast approvals.
Flexible loans up to $40,000, no prepayment penalties.
Peer-to-peer loans up to $50,000.
Tier 3
Credit Range: 640–699
Steady Credit
A solid position to secure financing, though rates may be slightly higher.
Loans up to $50,000 for steady-credit borrowers.
Loans up to $35,000 with simple application processes.
Flexible loans up to $50,000 with quick approvals, tailored for fair-to-excellent credit borrowers.
Tier 4
Credit Range: Below 640
Rebuilding Credit
If you’re working to improve your credit, there are still great financing options available.
Personalized loans up to $20,000 for challenged credit.
Personal loans up to $36,500 with fast approvals, tailored for fair-to-rebuilding credit borrowers.
Designed for borrowers with low credit scores.